Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.

3.50% APY dividend will not be paid if all services are not used or if fewer than 15 purchases post in the month. Card transactions typically post within two business days and may vary based on merchant processing.

Annual Percentage Yield accurate as of April 1, 2026. Rate subject to change. Monthly earnings based on a 365 day year. Fees or other conditions could reduce earnings on the account. Minimum $25 required to open. Contact an employee for further information about applicable terms and fees. Applicable on balances up to $20,000. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day

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