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Now Accepting
Real-Time Payments!
Instant transfer now available
Liberty FCU now accepts instant payments from the RTP and FedNow networks. This means Liberty FCU members may receive funds instantly, any time of day or night, from other financial institutions or merchants participating in the networks.

That means unrestricted access to the full amount of the transaction. It's different from the Automated Clearing House (ACH) network that's been used for decades, these transactions can take up to 3 days to be deposited to your account.
Accepting deposits through the RTP® and FedNow networks provides a faster and more convenient way to receive payments.  
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The future of payments
Checks, ACH, and other transfers can take up to 3 days or more to arrive at the financial institution.

That’s why we support RTP and FedNow. Not only are transfers immediate, but they can't be cancelled or revoked by the sender. And since RTP and FedNow are 24/7 in nature, you can receive payments anytime—at night, weekends, and during holidays!
The RTP and FedNow networks are expanding every day, so look for the instant payment option when transferring funds to your account at Liberty FCU.
Now that’s the way money should move.
Receive Money Instantly
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RTP and FedNow are 24/7 in nature. You can receive payments at night, on weekends and during holidays.

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Unrestricted access of the receiver to the full amount of the transaction.

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Immediate fund delivery.

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Funds can't be cancelled or revoked by the sender.

Instant Payments FAQs

What are "Instant Payments"?
Why is LFCU participating in the RTP and FedNow networks?
Can I send an instant payment?
Is there a fee to receive instant payments?
How secure are my incoming instant payments?
How are Instant Payments different from the other payment methods I use today?